FDCPA Ruling Reinforces Debt Collectors Obligation to Check Client Information

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FDCPA Ruling Reinforces Debt Collectors Obligation to Check Client Information

A ruling this week by a federal appeals court held that debt collectors must provide more than a declaration that it had “extensive procedures” to avoid errors and a reliance on accurate creditor information when mounting a bona fide error defense to violations of the Fair Debt Collection Practices Act (FDCPA). In a case before the U.S. Ninth Circuit Court of Appeals, Judge Mary M. S
 
Topic: Collections Industry